Would you like us to have a representative contact you? You wont incur a cancellation fee if you decide its not the right service for you, and you can choose to cancel your plan at any time. As the owner of a smaller law practice, he is able to provide strong client service and personal attention at highly competitive rates. Lexington Law has been very helpful in how I understand my credit and how important it truly is. Some professional Lexington Law reviews claim that the fee is mandatory, but this is false. "How Much Does Lexington Law Cost? You can cancel Lexington Law at any time. Testimonials represent the results of the particular individual and you should not expect the same result because your case is different than everyone else's. Frequently Asked Questions | Lexington Law Can Lexington Law Really Fix Your Credit? - Wealth Pilgrim The law firm has carved a niche by offering decent services and has handled millions of cases since its inception. How Much Does Lexington Law Cost? Reviews, Pros and Cons (2020) New clients can set up an initial consultation with Lexington Law by visiting its website. ", ClassAction.org. Most Lexington Law client reviews are highly positive and clients seem to be happy with the firm results. There are three different plans offered, ranging from regular to premium plans. There were many sources for independent and verified Lexington Law credit repair reviews from past customers, including the App Store, Play Store, and TrustPilot. John has been the Directing Attorney of Lexington Law Firm since 2004. Credit monitoring, credit disputes, identity theft protection, debt management. They said it is because of Covid. Mail-based disputes take approximately 45 days to get resolved. Thank you for sharing your frustrations with us. He received his law degree from Duquesne University in 1997. We use digital partnerships to reduce our reliance on the mail system and optimize for faster outcomes. They will give an honest assessment of whether they can help, exactly what they will do, and what to expect. All I can say right now is, I would pay the price Lexington Law charges for the services, 10 times over, for the great work that they have done. Watch on Lexington Law is a well-known credit repair company that has been in business for more than 25 years. Lance saw items that were not even mine on my report and sent the escalation after I sent the documents he needed..The company does a great job but I would like calls to keep me informed..great for removing items that are reported wrong and also shows all three bureaus. 582 people have already reviewed Lexington Law. This information was used in our company star ratings and best picks. . Lexington Law Firm Review for 2023 - CreditRepairCompanies.com They provide updated FICO scores as well as TransUnion credit reports through their user portal and apps. We would be happy to review your case and answer any questions you may have. The plans are created neatly, which means you will pay only for the Lexington Law services that you require. To cancel your plan, youll need to contact customer support. Ms. Peacock received her Juris Doctor from Arizona Summit Law School and graduated in 2016. The credit disputes process deserves special mention as it involves identifying issues on your report. How Credit Repair Works Before we understand Lexington Law, let's take a few minutes to review the universe of credit reporting. If you search the web for tips on how to repair your credit, you will come across Creditrepair.com reviews. The company does not offer debt settlement services, but it does offer credit counseling and credit education services. When conducting our Lexington Law firm review, we discovered that they were offering discounts on their first months work fee. The company claims it has successfully disputed over 77 million items on its customer's credit reports. Here are some of the other companies that can help you remove evictions and other issues: Sky Blue is a major name and also one of the oldest providers of credit fixing services. When budgeting for the first month of service, consider that you may need to pay about $258 for PremierPlus, $219 for Concord Premier, and $179.9 for Concord Standard. Lexington Law Credit Repair Review (2023) - FinMasters What is the lexington law - Law info The firm seems to have an average BBB rating of C. However, according to the organization, the rating isnt a true reflection of its performance and is due to BBBs bias towards the industry. Their four-step process entails: Step 1: Helping clients obtain copies of their credit reports and analyzing them for inaccurate entries to dispute. Depending on your situation, they can work wonders. There have also been two class action lawsuits. Most Americans are under some form of debt and some are struggling to get rid of it. Credit repair is typically carried out by a credit repair company or organization for a fee. The service doesnt offer add-ons at the moment and your only option is to choose a plan that fits your needs. The organization offers a free consultation to new clients, which can be great for users who want to know more about their financial history. Mr. Johnson began his legal career as a trial attorney. Call to find a solution that works for you Call 866-943-1158 Or sign up online Service levels Get the most out of your service level based on your needs Credit Repair Monitoring All features Credit Repair Strength Premier Plus Intense Most popular Concord Premier Moderate Concord Standard Fair John Heath was born and raised in Salt Lake City, Utah. I canceled due to their error and not helping improve my credit score. Has anyone ever used Lexington Law? : r/CRedit - Reddit Repairing your credit report is not an overnight process, so you may need to pay for Lexington Law for several months, or until you are satisfied that your credit report is error-free. Credit repair is a process, and like most things, it takes time. I was never truly taught about credit scores. But just because they are huge doesn't prove they are worth working with. A cycle lasts 30-45 days. During the consultation, you get copies of your credit reports and a summary of your credit analysis. On the other hand, its easy to find Lexington Law results on their homepage. This is pretty good when compared to competitors. The case awaits an outcome. It is one of the most reliable names. If your credit is bad and you need to fix it and dont know where to start. Thomas T. Mullen & Co. covers many areas of law including complex personal injury, nursing home matters, business litigation, divorce custody, real estate, criminal, consumer, and bankruptcy matters. Anyone had good experiences with Lexington Law? : r/StudentLoans - Reddit Vince concentrates his legal practice in helping debtors, but understands the needs of creditors as well. The Credit Pros is new in the game but is known for its excellent value. Credit Repair Services | Lexington Law Credit repair is the process of removing any questionable negative items from your credit. The firm has a long track record of success. Lexington Law is a global credit repair and legal service offered online, with its headquarters located in Utah and Arizona. According to the company's website, the average customer uses the service for six months which puts the total average cost of services between $539.70 and $779.70. This is a great feature because having a dedicated paralegal or account manager makes things easier. West Valley City, Utah 84119. Lexington Law Review (#1 Credit Repair Service of 2023) They have two affordable packages, going for $79 and $109 per month. Regina's practice areas include commercial and residential real estate transactions, including equity lines of credit, refinances, purchases and sales, contract preparation, 1031 tax deferred exchanges, business closings and corporate work. This can be a great plan for users who want to be fully aware of whats happening with their credit report without having to pay heavy charges. Unwanted junk mail could put you at risk for identity theft if your personal information is included in the letter and you havent shredded it before putting it into the recycling or trash bin. If youd like to get better at managing your money over the long term, Lexington Laws Personal Finance Manager may be able to help. The credit repair lawyers and experts at Lexington Law work to help you repair your bad credit report and scores. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. If the total is suspiciously low, Sky Blue Credit Repair can help you restore it. If you need credit repair services, its worth scheduling a free consultation with Lexington Law. And I want to consolidate my retirement account with the help of LexingtonLaw. While in law school he was a member of the Maryland Journal of International Law and Trade between 1988 and 1990. In addition to representing Lexington Law Firm clients, Mr. Johnson also serves as a Town Prosecutor as he fulfills Lexington Law Firms contract with that town. Its attorney-backed, and the firm utilizes patented technology to reduce its reliance on the mail system, which is a bit slow. When you have items removed or improved, you will see them first on your credit report, which is updated regularly online. Lexington Law helps clients improve low credit scores. The Credit People lets you select between paying month to month or a flat fee for six months of services. In general, the more serious your credit . Its worth noting that The Credit Pros has a package priced at only $69 per month. The Credit Repair Organizations Act prohibits firms from charging their initial review fee before rendering any services. He is married to his lovely wife, Carol having one daughter together, Katie. Were unable to look up your account or discuss specifics online due to confidentiality. Heres a look at the services offered with each plan followed by details about each service. Lexington Law doesn't remove debts directly. How many credit bureaus are there? As we are working with your creditors and the credit bureaus, well notify you of updates to your credit profile via email. We appreciate you sharing your experience so far. Unlike most companies in this field, Lexington Law prices are very transparent with no upfront charges. Call today for a free credit repair consultation. Yes, Lexington Law can help you remove questionable charges or unpaid collections. Lexington Law firm app is customer-friendly and very well made. Each client has a different credit situation which means that time frames and results will vary. Lexington Law offers three plans, with costs ranging from $99.85 to $139.95. If theres anything else we can do to help, please let us know. While in this position, he split time between representing clients who had been the victims of domestic violence in divorce, paternity and protective order cases and clients who were being evicted from their section 8 and rural development subsidized housing. While the fee is relatively cheaper, their package lacks FICO score tracking and daily TransUnion credit report updates. John has served as an attorney mentor through the Utah Bar Attorney Mentorship Program (where he has mentored new attorneys coming into practice in Utah). Wow - this is the first time I've legitimately felt scammed by a business. Customers in 48 states, excluding Oregon and North Carolina, can access Lexington Laws credit repair services. The firm then proceeds to dispute credit report items like duplicate accounts, incorrect inquiries and fraudulent accounts. They dont communicate well. We have found that each client has a different credit situation which means times frames and results can vary. Some cases can be complicated and require follow-up. I was helped by Vanessa and she was great. Neil Shankman was born and raised in the jungles of suburban New York. When gauging whether their services are suitable, you may go the extra mile and check Lexington credit repair reviews to see both sides of the story. Pros You're hiring a law firm Extensive education tools Multiple plan options Cons 'C-' rating with BBB Pending government lawsuit Questionable business ethics High plan costs Visit Lexington Law Lexington Law has been one of the largest and most popular credit repair companies for many years. As a matter of fact, my credit score went down as they were doing what they were doing. We understand your skepticism. In addition to this, you will receive a complete credit score analysis to help you understand your financial situation. All rights Prior to the practice of law, Mr. Adams was employed over ten years with the largest commercial credit rating agency and with one of the major consumer credit reporting agencies. Features like credit disputes, identity theft insurance, and debt management come standard with each plan. Choosing to begin repairing or rebuilding your credit is a big move and one that's too important to "go it alone." Lexington Law makes it to the list of best credit repair companies for a variety of reasons. Section 609 of the Fair Credit Reporting Act (FCRA) outlines a consumer's right to order copies of their credit report and the information that appears on it. The credit repair process at Lexington Law involves working with credit bureaus on your behalf to challenge inaccurate items on your credit report. For instance, the initial review fee was discounted from $89.95 to $71.86 for the first months fee on the Concord Standard plan. I never even got to speak to a person. Rather, it helps clear inaccurate negative information from your credit report by contacting the credit bureaus on your behalf. Think of how much good you can do by getting caught up with your credit issues instead of paying Lexington Law $150/mo for 6 months to do mostly nothing. There are many considerations when comparing credit repair companies. Once negative items have been identified and reviewed, the team will draft and send correspondence including dispute letters to your original creditor or credit bureaus on your behalf. They do push retention more than anything. The Lexington Law: Best Detailed Review For Credit Repair At Lexington Law, we address each factor of your score health as we repair and rebuild credit scores. Lexington Law doesn't guarantee it will raise your credit score by a certain amount, because everyone's financial situation is different. The company averaged a 1.8 out of 5 BBB . How Does Lexington Law Work. Ed has been practicing law for over ten years and enjoys helping the people in his community. Generally, if you lose your wallet, you need to cancel your credit cards, contact your bank, set up a fraud alert on your credit reports, replace your drivers license, and more. North Lexington Law Review - Should You Trust Them? - Credit Pilgrim In addition, he is a member of the Bars of the state of Maryland, Pennsylvania and District of Columbia. Vinces memberships include the ABAIC (Arizona Bankruptcy American Inn of Court (Alumnus)), American Legion, Harley Owners Group, Hillsdale College, NRA (National Rifle Association), the Planetary Society, Riders USA, VFW (Veterans of Foreign Wars), and other valuable organizations. She is also a frequent contributor to House Hound magazine. It stayed in the 400-500 as before when I used them in the past. During law school he was a volunteer with VITA (Volunteer Income Tax Assistance) preparing tax returns for lower income individuals and also served as an officer of the Phi Alpha Delta legal fraternity. According to our research, the average client gets 10.2 negative items removed from their report. Offering multiple credit repair options and accessible customer service, Lexington Law could be a good choice if youre looking for customized solutions and easy-to-reach customer support.